Palm Beach CountyEstate & Home Management

Storm season

Hurricane preparation for Palm Beach County homes

Most storm damage to a Palm Beach County home is decided before the storm exists. A shutter track that binds, a generator that has not been tested under load, a photographic record that was never taken: those are May problems, and they become expensive in September. Owners who are away for the summer are exposed twice over, because the entire season happens while the house is closed and nobody is there to make a decision.

We run the season in three phases. Readiness in May, execution inside the seventy-two hours before landfall, and assessment as soon as roads reopen. Each phase has a fixed scope and a record that ends up in your file, which is what turns a bad week into a documented claim rather than an argument with an adjuster.

Phase 01

May: pre-season readiness

The work that decides how a storm goes happens in May, months before a name is on the map. We inventory the shutters and hang-test the panels, because a track that binds is discovered on a calm Tuesday or during a warning, and only one of those is survivable. Hardware gets lubricated, missing panels get fabricated, and the labels are checked so a crew working in wind is not guessing which panel belongs to which opening.

Generators get run against the actual panel under load, not idled for five minutes. We confirm the transfer switch, top off fuel or verify propane, change filters if the hours call for it, and note the runtime you can honestly expect. We also photograph the house end to end: roof, elevations, interiors, contents, and art, timestamped and filed, so the condition of the property before the season is documented rather than argued about later.

The last piece is the written plan. Before June, every property under our care has a plan on file that states who reports to the house, what point in the forecast sends them, and what authority we hold if you are unreachable: closing shutters, cutting water and non-essential power, and hiring emergency labor to a dollar limit you set. You approve it once, in May.

Phase 02

The 72-hour storm watch

Three days out, the plan executes itself. Shutters and panels go up while there is still daylight, fuel, and open road. Outdoor furniture, umbrellas, planters, grills, and pool equipment come inside. Loose limbs and yard debris get cleared before wind turns them into projectiles. The main water valve is closed, the water heater and non-essential circuits are shut down, HVAC is set to hold humidity, sensitive electronics are unplugged, and low contents are raised.

Timing is the whole discipline here. Local vendors are fully booked by the time a warning is issued, and the roads north and the bridges to the islands are the first things to fail. Because our people are already in the county and the plan is already approved, nothing waits on a phone call to an owner who is on a plane or out of signal.

You get confirmation as it happens: photographs of the secured house, a note of anything we could not do and why, and a direct line to an owner of this firm rather than a call center. Then we get our own families secure and wait it out with you.

Phase 03

After the storm: assessment and claim record

We return as soon as officials reopen access, usually the same day, and walk the property inside and out. Small water intrusion becomes a structural problem in about seventy-two hours in Florida humidity, so the first inspection is about finding it while it is still cheap: ceiling stains, window and door seals, soffits, the roof line, the pool cage, and any tree contact with the house or a service disconnect.

Everything affected is photographed and described in writing, with time and location data intact, and logged the day of the visit. Tarping, board-up, and extraction crews come from vendors we already work with, engaged immediately rather than whoever is still answering a phone a week later. Power, water, and A/C restoration get chased until the house is actually dry and cool again.

The output is a file your adjuster can work from without a second request: before-and-after photographs, dated visit logs, and vendor invoices in one place. That record is the reason the May photography matters, and it is usually what separates a paid claim from a disputed one.

By city

Hurricane preparation where you live

Exposure is local. Wind and salt on the barrier islands, grounds and generator load west of town, tree canopy and older roofs in the historic districts.

Programs and checklists

Read the rest of the storm plan

Related reading

Before you hire

Begin

Have the plan on file before June.

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